Current Account

  • Who can open the account? : Individual (Not Minors) Traders, Trusts, Businessman, Corporate, HUF, Proprietorship / Partnership Firm, Private/Public Ltd. Co., Club, Association, Societies.
  • KYC document to open the account: As per KYC Policy for different category of customers, constitution of firms.
  • Balance maintenance requirement: Account Opening amount Rs.3000/- Average Quarterly Balance Rs.3000/-No Limit for maximum cash, transfer as per RBI / Govt. Guidelines.
  • Rate of interest: No interest
  • Remarks :
    • Monthly statement free of charge.
    • Fund Transfer through RTGS/NEFT free of cost.
    • Interest will be paid on delayed collection of outstation cheques.
    • No charge for not maintaining minimum balance.
    • No charge for transfer of account from one branch to another branch.
    • Free SMS service.
    • Priority in Locker allotment on maintaining higher average balance in the account.
    • Free of cost ATM card to individual and proprietor. No charge for 6 transitions at any ATM.
    • Charge for Cheque Book, Folio usage and forecloser of the account will be levied as per service charges policy of the Bank.
    • CTS Cheque Book issued duly printed account holder’s name on the same day of account opening.